Cost of Building a 3-Bedroom Bungalow in Nigeria (2026)
Building a 3-bedroom bungalow in Nigeria costs between ₦39.2M and ₦98.3M in 2026, depending on the city and finish level. A standard-finish 3-bedroom bungalow in Lekki, Lagos comes to about ₦56.8M (124 m², ₦457,787/m²).
3-bedroom bungalow cost by city (2026)
| Area | Basic | Standard | Luxury |
|---|---|---|---|
| Lekki, Lagos | ₦44.1M | ₦56.8M | ₦93.5M |
| Ajah, Lagos | ₦42.7M | ₦55.1M | ₦91.0M |
| Ikorodu, Lagos | ₦39.8M | ₦51.6M | ₦85.6M |
| Maitama, FCT Abuja | ₦46.5M | ₦59.7M | ₦98.3M |
| Gwarinpa, FCT Abuja | ₦43.4M | ₦55.9M | ₦92.4M |
| Port Harcourt GRA, Rivers | ₦44.9M | ₦57.8M | ₦95.5M |
| Ibadan - Bodija, Oyo | ₦39.2M | ₦50.8M | ₦84.4M |
| Independence Layout, Enugu | ₦41.4M | ₦53.6M | ₦89.0M |
| Nassarawa GRA, Kano | ₦41.2M | ₦53.6M | ₦89.3M |
Includes foundation, structure, roofing, finishes, electrical & plumbing, fence and gate and a 7.5% contingency.
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For a standard-finish 3-bedroom bungalow in Lekki, finishes and the structure take the biggest share of the budget:
| Element | Share | Cost |
|---|---|---|
| Foundation | 12.9% | ₦7,332,738 |
| Structure | 19.3% | ₦10,955,738 |
| Finishes | 27.5% | ₦15,619,303 |
| Services | 14.6% | ₦8,284,740 |
| External Works | 14.6% | ₦8,302,974 |
| Prelims & Contingency | 11.0% | ₦6,270,072 |
| Total | 100% | ₦56,765,565 |
Materials needed for a 3-bedroom bungalow
Approximate quantities for the foundation, frame, walls, plastering and floor screeds (fence excluded from blocks where noted):
| Material | Approx. quantity | Cost at today's prices |
|---|---|---|
| Cement (50kg bags) | 572 bags | ₦7,322,240 |
| Sandcrete blocks (6" & 9") | 5,994 blocks | ₦5,394,942 |
| Iron rods | 1.7 tonnes | ₦1,328,000 |
| Sharp sand | 102 tonnes | ₦1,324,570 |
| Granite | 76 tonnes | ₦1,511,800 |
Prices move every month — cement is ₦12,800 per bag this month. Check the live material price tracker before you buy.
How much does it cost to roof a 3-bedroom bungalow?
| Roof type | Roofing cost | Total house cost |
|---|---|---|
| Aluminium longspan | ₦4.5M | ₦56.8M |
| Stone-coated tiles | ₦5.2M | ₦57.5M |
| Concrete deck (flat roof) | ₦6.9M | ₦59.5M |
With or without a Boys' Quarters (BQ)?
Most 3-bedroom bungalows in Lagos and Abuja are built with a BQ. Adding a 2-room BQ with kitchenette and toilet costs about ₦17.8M: ₦56.8M without, ₦74.6M with.
How long does it take to build?
With steady funding, about 5 months:
| Phase | Months | Cost |
|---|---|---|
| Site preparation | 1–1 | ₦0.9M |
| Foundation | 1–1 | ₦7.3M |
| Structure | 1–3 | ₦6.4M |
| Roofing | 3–3 | ₦4.5M |
| Services 1st fix | 3–4 | ₦3.7M |
| Plastering & screeding | 4–4 | ₦3.1M |
| Interior finishes | 4–5 | ₦12.5M |
| Services 2nd fix | 5–5 | ₦4.6M |
| External works | 5–5 | ₦8.3M |
| Snagging & handover | 5–5 | ₦5.3M |
Can your salary build it?
Saving half of a ₦1,000,000 monthly income, a basic-finish 3-bedroom bungalow in Ikorodu would take about 6.6 years to fund. Building in phases spreads the cost — the My House Cost NG report shows exactly what each stage needs.
Download a branded Bill of Quantities, labour & material split and month-by-month construction plan for your 3-bedroom bungalow.
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How much does it cost to build a 3-bedroom bungalow in Nigeria?
About ₦56.8M for a standard-finish 3-bedroom bungalow in Lekki, Lagos and ₦55.9M in Gwarinpa, Abuja in 2026.
How many bags of cement can build a 3-bedroom bungalow?
Roughly 572 bags of 50kg cement for the foundation, frame, blockwork, plastering and screeding.
How much does it cost to roof a 3-bedroom bungalow in Nigeria?
About ₦4.5M with aluminium longspan and ₦5.2M with stone-coated tiles, including timber and labour.
What is the cost per square metre of a 3-bedroom bungalow?
Around ₦457,787 per m² in Lekki for standard finishing.
How much is a 3-bedroom bungalow in US dollars?
About $37,844 at ₦1,500 to $1.
My House Cost NG prices your exact design, location and finish with live material prices — with a full breakdown, BOQ and construction timeline.
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