Cost of building a 3-bedroom bungalow in Kubwa (2026)
Estimated for Kubwa, FCT Abuja (124 m² floor area) using current material prices and local labour rates.
Cost breakdown
| Element | Share | Cost |
|---|---|---|
| Foundation | 12.9% | ₦6,979,167 |
| Structure | 19.1% | ₦10,396,253 |
| Finishes | 27.6% | ₦14,977,152 |
| Services | 14.7% | ₦7,991,104 |
| External Works | 14.7% | ₦7,986,798 |
| Prelims & Contingency | 11.0% | ₦5,980,733 |
| Total | 100% | ₦54,311,207 |
Materials you'll need
| Material | Approx. quantity | Cost at today's prices |
|---|---|---|
| Cement (50kg bags) | 572 bags | ₦7,322,240 |
| Sandcrete blocks (6" & 9") | 5,994 blocks | ₦5,394,942 |
| Iron rods | 1.7 tonnes | ₦1,328,000 |
| Sharp sand | 102 tonnes | ₦1,324,570 |
| Granite | 76 tonnes | ₦1,511,800 |
Construction timeline (5 months)
| Phase | Months | Cost |
|---|---|---|
| Site preparation | 1–1 | ₦0.9M |
| Foundation | 1–1 | ₦7.0M |
| Structure | 1–3 | ₦6.1M |
| Roofing | 3–3 | ₦4.3M |
| Services 1st fix | 3–4 | ₦3.6M |
| Plastering & screeding | 4–4 | ₦3.0M |
| Interior finishes | 4–5 | ₦12.0M |
| Services 2nd fix | 5–5 | ₦4.4M |
| External works | 5–5 | ₦8.0M |
| Snagging & handover | 5–5 | ₦5.1M |
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Frequently asked questions
How much does it cost to build a 3-bedroom bungalow in Kubwa?
About ₦54.3M with standard finishing, ₦42.0M basic and ₦90.1M luxury (2026 prices).
How long does it take to build a 3-bedroom bungalow?
About 5 months with steady funding.
How many bags of cement does a 3-bedroom bungalow need?
Roughly 572 bags of 50kg cement.
Read more: 3-bedroom bungalow costs across Nigeria · 12 ways to reduce building cost
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